Health Insurance Georgia

Aetna Health Insurance Georgia

May 7th, 2008

Aetna Health Insurance issued its very first life insurance plan in the middle of the 19th century, and continues to serve in different parts of US including Georgia. Providing health insurance for the longest time already, Aetna Health Insurance Company is trusted by over 700,000 US healthcare professionals, 13.6 million people for their group insurance coverage, 15 million people with their medical insurance, and 13 million people with their dental insurances.

Aetna Health Insurance provides for dental, medical, and full-spectrum coverage in Georgia. The employers in Georgia are required by the state’s law to maintain a certain amount of insurance coverage for their employees, and Aetna Health Insurance is known for providing more flexible options for small businesses and individuals on a tight budget.

In August 3, 2005, Aetna Health Insurance provided seven new preferred provider organization (PPO) plans for individuals and families in Atlanta, Augusta and Savannah, Georgia. These are two new Aetna Health Insurance high-deductible plans which are compatible with the Aetna HealthFund® Health Savings Account (HSA), four new Aetna Advantage PPO plans, and one new Aetna Advantage PPO Value plan—which is an affordable and comprehensive health coverage options for individuals and families in Georgia. These new additions in Aetna Health Insurance are the company’s way of solving the growing uninsured population of Georgia.

These new plans are also presented in more understandable formats to guide the different individuals in their search for the perfect plan suited for their unique conditions. Aetna Health Insurance developed these new products as a commitment of service in Georgia.

Four of these Aetna Health Insurance plans in Georgia are called the Aetna Advantage PPO plans. These plans offer its members the freedom to go to any doctor, specialists, or hospital they choose, even with no referrals. Aetna Health Insurance will cover the expenses of the insured member from Georgia, but will give more benefits when the member chooses a doctor or specialist from the insurance company’s network of physicians and hospitals. Meaning, there will be no deductibles for in-network doctor and hospital visits. Moreover, all Aetna Advantage PPO plans covers for routine checkups, preventive care, specialty care, hospitalization, surgery, diagnostic testing, and emergency care subject to applicable copayments, coinsurance and deductibles.

The Aetna Advantage PPO value plan offers the insured members lower premium payments, but with limited number of doctors’ office visits not included in the deductible. Moreover, there is a greater level of coinsurance for all services. This Aetna Health Insurance plan in Georgia has no maximum for prescription drug calendar year.

All Aetna Advantage PPO and Aetna Advantage PPO Value plans are available on a child-only basis. The Aetna high-deductible health plans are compatible with the Aetna HealthFund HSA—which are tax-advantage accounts used to pay for the qualified medical expenses. Moreover, HAS contributions are tax deductible, earn interest tax free, and can be forwarded from year to year.

The number and variety of options may confuse the members of Aetna Health Insurance of Georgia that is why the insurance company offers an online tool called Aetna Navigator. Aetna Navigator is where the members can provide for their personal health information records. DocFind, also an online Aetna Health Insurance feature, keeps a categorized directory of health care professionals and facilities. Aetna InteliHealth also provides health information to their consumers online.

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